Montgomery County Homes under $400,000

Welcome to Montgomery County, Ohio – a vibrant community where suburban charm meets urban convenience. Nestled just north of Cincinnati, Montgomery County boasts an array of amenities, making it an ideal place for families, young professionals, and retirees alike. With its rich history, diverse culture, and beautiful parks, this county offers a delightful blend of small-town warmth and big-city excitement.

One of the most appealing aspects of Montgomery County is its housing market, particularly for those seeking homes under $400,000. Here, you can find a variety of options that cater to different lifestyles and preferences. From charming single-family homes with spacious yards to modern townhouses with contemporary designs, there’s something for everyone. This affordability allows residents to invest in a quality lifestyle without breaking the bank.

Living in Montgomery County means enjoying top-rated schools, well-maintained parks, and a plethora of recreational activities. Whether you’re exploring the scenic trails of the Great Miami River or attending local festivals, there’s always something to do. The community is known for its friendly atmosphere, making it easy to connect with neighbors and build lasting relationships.

Additionally, Montgomery County is conveniently located near major highways, providing easy access to Cincinnati’s bustling downtown, shopping centers, and dining options. With a strong sense of community and a wealth of opportunities, Montgomery County is not just a place to live – it’s a place to thrive. Explore your options today, and discover the perfect home that fits your budget and lifestyle in this enchanting county!

Newest Montgomery County Homes under $400,000

$359,900

5 Beds ⋅ 4 Baths ⋅ 1893028 MLS

Welcome home to this impressive Approx. 4,258 SF of living space including 2,835 SF above grade, with a true split layout master en-suite plus 3 bedrooms and a full bath on one wing, a complete in-law/guest suite on the other. Grand foyer opens to an expansive living room, formal dining, oversized eat-in kitchen with abundant wood cabinetry, and a private office off main living space. Downstairs, the finished basement adds a huge recreation room, second office, exercise room, second kitchen, half bath, and laundry. Extra-wide concrete drive, oversized 2-car garage, wide level fully fenced backyard is a true paradise with concrete/ brick patios, garden, playground and storage shed. Minutes to shopping, dining, and highways. Fireplace and chimney are not warranted and sold as is. Appliances in kitchen in basement convey, but they are not warranted and sold as is. Homes this size with this layout simply don't come along often, schedule your showing today.

3712 Shroyer Road, Dayton

$87,500

3 Beds ⋅ 2 Baths ⋅ 1896964 MLS

Affordable 3 bedroom, 2 full bath, condo located on the second floor with easy access to the shared laundry facilities. The 1089 sq ft of one-level living space features a galley kitchen, dining area, updated bathrooms, primary bedroom with a walk-in closet, and an adjoining bathroom. The living room showcases a wood-burning fireplace & patio door to the balcony, which overlooks the swimming pool. Kitchen appliances are included. Two storage closets. Water and trash service are included in the HOA fee. Located only minutes from I-75, shopping, restaurants, and entertainment.

1787 Cherokee, West Carrollton

$230,000

3 Beds ⋅ 1 Baths ⋅ 1896914 MLS

Beautiful curb appeal welcomes you to this move-in-ready home featuring a spacious, open floor plan perfect for everyday living and entertaining! Enjoy a welcoming living room and an impressive 21 x 18 family room with built-in bookshelves and patio doors. The beautifully updated kitchen features stainless steel appliances, recessed lighting, and opens to the dining area with a cozy fireplace, built-in shelving, and cabinetry. French doors lead to a covered patio overlooking the beautifully landscaped, fenced backyard with storage shed. Additional highlights include an updated bath with ceramic tile flooring, six-panel interior doors, replacement windows, newer vinyl siding, and a covered front porch. Notable improvements include kitchen and bath renovations, updated flooring, roof (2020), furnace and central A/C, storage shed (2016), fresh paint and new flooring throughout much of the home. The extended driveway provides additional parking and potential space for a future garage.

2525 Allenby Place, Miamisburg

$359,900

3 Beds ⋅ 3 Baths ⋅ 1896823 MLS

Welcome home to this beautifully updated 3-bedroom ranch offering the perfect blend of style, comfort, & functionality! Step inside to discover soaring cathedral ceilings, an abundance of natural light, & an inviting open feel that makes this home truly stand out. The thoughtfully designed floor plan features a spacious primary suite complete with a private en suite bathroom. Finished basement provides additional living space & an extra bathroom, ideal for entertaining, a recreation room, home office, or whatever suits your lifestyle! Step outside to enjoy the fully fenced backyard, complete with a beautiful deck perfect for summer barbecues, morning coffee, or relaxing evenings. With tasteful updates throughout, generous living space, & fantastic indoor & outdoor entertaining areas, this move-in-ready ranch has so much to offer. Located near I75, Austin Landing & much more!! Don't miss your opportunity to call this one home! Updates include: HVAC '23, New paint, flooring, & MORE!

9227 Sawgrass Drive, Miamisburg

$199,900

2 Beds ⋅ 1 Baths ⋅ 1896849 MLS

INVESTORS, HANDYMEN & BUYERS LOOKING FOR ACREAGE! Opportunity awaits at 8379 S Union Rd in Miamisburg! Situated on a total of 3.11 acres, this charming 2-bedroom, 1-bath bungalow is ready for someone to bring it back to life! Home needs some TLC but offers plenty of potential to renovate, restore, or make it your own. Property features a large detached garage with room for vehicles, storage, or hobbies. Enjoy the possibilities that come with acreage and room to spread out! Seller is motivated and ready to make a deal! Bring your vision and schedule your showing today. Don't miss this opportunity!

8379 S Union Road, Miamisburg

$320,000

4 Beds ⋅ 3 Baths ⋅ 1896775 MLS

This spacious 4-bedroom, 3-bath split-level home offers 2,702 total square feet and plenty of room to spread out. The layout provides multiple living spaces, making it easy to have room for everyday life, entertaining, relaxing, or whatever your household needs. With four bedrooms and three full baths, there?s flexibility for families, guests, a home office, or extra living space. Located in Kettering on a quiet cul-de-sac, this home offers a convenient location with plenty of space and functionality. Come see all that 4541 Drayton Ct has to offer!

4541 Drayton Court, Dayton

1583 Turnberry Village Drive, Washington Twp

$300,000

3 Beds ⋅ 2 Baths ⋅ 1896561 MLS

Situated in the lovely neighborhood of Turnberry Village, this Washington Twp condo is updated and ready for you to call it home. Located at the center of the neighborhood, with easy access to the pool and clubhouse. This ranch style condo features vaulted ceilings and an open floor plan. Great room leads into a kitchen with brand-new quartz counters and breakfast bar. Primary bedroom is spacious with walk in shower and walk-in closet! Home has been freshly painted, new quartz counters in kitchen, new ceiling fans and lighting fixtures, and new flooring and carpet throughout (all in October 2026). Water heater (2026), roof (Oct 2026) , and HVAC (2020). HOA includes pool, clubhouse, hazard insurance, water and trash. Conveniently located near 675, shopping, libraries, and parks.

1583 Turnberry Village Drive, Washington Twp

$194,900

4 Beds ⋅ 1 Baths ⋅ 1896142 MLS

Your own backyard oasis awaits! This well-cared-for home offers 1,454 sq. ft. per PRC on 3 parcels totaling approx. .5074 acres! Perfect for entertaining or relaxing, enjoy an above-ground pool with rebuilt deck, spacious back porch, beautiful landscaping and plenty of outdoor space! Inside, a warm living room welcomes you with a wood-burning fireplace, built-in bookshelves and sun-filled picture window. Bright kitchen, dining room, 2 main-level bedrooms, 2 upstairs bedroom and bonus area offering flexible space for a reading area or office. Main-level laundry being offered which can be converted back to bedroom! Numerous updates: HVAC and electrical panel (2021), flooring (2022), Bath Fitter tub/shower with transferable lifetime warranty (2023), select windows (2024), doors, fresh paint and updated bath (2026). Full basement with fireplace and bonus room! Detached 2.5-car garage perfect for hobbies or extra storage. So much to love inside and out! 3parcels included

2113 Blake Avenue, Harrison Twp

$199,900

3 Beds ⋅ 2 Baths ⋅ 1896596 MLS

Opportunity awaits at 3801 Angus Lane! This 1957 ranch offers 1,508 sq ft of living space with 3 bedrooms, 2 full baths, a family room, and a desirable corner lot. The home needs some love and updating, but offers plenty of potential to make it your own. Bring your vision and creativity to restore this property and build equity. Great opportunity for an owner-occupant or investor seller is motivated. Must see!

3801 Angus Lane, Moraine

$63,900

3 Beds ⋅ 2 Baths ⋅ 1896540 MLS

Affordable opportunity awaits! Whether you're looking for a home to make your own or a property to add to your investment portfolio, this townhome is one you won't want to miss. Bring your vision and turn this property into something special. Great potential at an affordable price!

1962 Larkswood Drive, Dayton

$140,000

3 Beds ⋅ 2 Baths ⋅ 1896489 MLS

Welcome Home! This charming 3-bedroom, 2-full-bath ranch is situated on a desirable corner lot and offers comfortable living with plenty of space and possibilities. Once inside, you'll be greeted by a large, spacious living room, a well-sized kitchen with ample storage, and beautiful hardwood floors throughout the main level. The full semifinished basement offers even more flexibility, featuring an additional room, a bedroom space, and a full bathroom and a family room perfect for guests, a home office, recreation space, or additional living needs. Outside, enjoy the convenience of a detached 2-car garage and the added space that comes with a corner lot. This home has plenty to offer and is ready for its new owner to make it their own. Come see all the space and possibilities this home has to offer! Please allow 24-hour notice for all showings. Seller occupied with two small children.

3976 Montevideo Drive, Harrison Twp

$309,900

2 Beds ⋅ 2 Baths ⋅ 1896350 MLS

Enjoy easy, low-maintenance living in this beautifully updated one-story home tucked away in a quiet neighborhood! The HOA is just $135/month and includes lawn mowing, front landscaping and mulching, snow removal, and exterior painting of the front of the homemaking homeownership simple and convenient. Inside, you'll find extensive updates including new tile flooring, a remodeled family room, two updated bathrooms, and a completely renovated kitchen. Major mechanical updates include an HVAC system and water heater that are both approximately 3 years old. A spacious 2-car garage provides plenty of parking and storage. Conveniently located just minutes from Austin Landing, highway access, shopping, dining, and everyday amenities. A great opportunity for updated, one-story living with the added benefit of exterior maintenance taken care of!

1860 Brandonhall Drive, Miamisburg

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