Montgomery County Homes under $200,000

Welcome to Montgomery County, Ohio—a vibrant community that perfectly blends suburban charm with urban convenience. Nestled just north of Cincinnati, this county is known for its rich history, lush parks, and a tight-knit community atmosphere. Montgomery County boasts an impressive array of amenities, including top-rated schools, diverse dining options, and a plethora of recreational activities, making it an ideal place for families, young professionals, and retirees alike.

One of the standout features of Montgomery County is its accessibility to affordable housing, particularly homes priced under $200,000. This is a rare gem in today’s real estate market, providing a fantastic opportunity for first-time homebuyers or those looking to downsize without sacrificing quality. The homes in this price range offer a variety of styles, from charming bungalows to cozy townhouses, ensuring there’s something for everyone.

Living in Montgomery County means enjoying the peace and tranquility of suburban life while being just a short drive away from the bustling city of Cincinnati. Residents can indulge in the county's many parks, such as the scenic Five Rivers MetroParks, and enjoy a vibrant cultural scene, including museums, theaters, and local festivals.

With its affordable housing options and a welcoming community spirit, Montgomery County, Ohio, is not just a place to live—it's a place to thrive. Discover your dream home in this delightful county today, where the possibilities are endless and the community is waiting to welcome you with open arms!

Newest Montgomery County Homes under $200,000

$87,500

3 Beds ⋅ 2 Baths ⋅ 1896964 MLS

Affordable 3 bedroom, 2 full bath, condo located on the second floor with easy access to the shared laundry facilities. The 1089 sq ft of one-level living space features a galley kitchen, dining area, updated bathrooms, primary bedroom with a walk-in closet, and an adjoining bathroom. The living room showcases a wood-burning fireplace & patio door to the balcony, which overlooks the swimming pool. Kitchen appliances are included. Two storage closets. Water and trash service are included in the HOA fee. Located only minutes from I-75, shopping, restaurants, and entertainment.

1787 Cherokee, West Carrollton

$199,900

2 Beds ⋅ 1 Baths ⋅ 1896849 MLS

INVESTORS, HANDYMEN & BUYERS LOOKING FOR ACREAGE! Opportunity awaits at 8379 S Union Rd in Miamisburg! Situated on a total of 3.11 acres, this charming 2-bedroom, 1-bath bungalow is ready for someone to bring it back to life! Home needs some TLC but offers plenty of potential to renovate, restore, or make it your own. Property features a large detached garage with room for vehicles, storage, or hobbies. Enjoy the possibilities that come with acreage and room to spread out! Seller is motivated and ready to make a deal! Bring your vision and schedule your showing today. Don't miss this opportunity!

8379 S Union Road, Miamisburg

$194,900

4 Beds ⋅ 1 Baths ⋅ 1896142 MLS

Your own backyard oasis awaits! This well-cared-for home offers 1,454 sq. ft. per PRC on 3 parcels totaling approx. .5074 acres! Perfect for entertaining or relaxing, enjoy an above-ground pool with rebuilt deck, spacious back porch, beautiful landscaping and plenty of outdoor space! Inside, a warm living room welcomes you with a wood-burning fireplace, built-in bookshelves and sun-filled picture window. Bright kitchen, dining room, 2 main-level bedrooms, 2 upstairs bedroom and bonus area offering flexible space for a reading area or office. Main-level laundry being offered which can be converted back to bedroom! Numerous updates: HVAC and electrical panel (2021), flooring (2022), Bath Fitter tub/shower with transferable lifetime warranty (2023), select windows (2024), doors, fresh paint and updated bath (2026). Full basement with fireplace and bonus room! Detached 2.5-car garage perfect for hobbies or extra storage. So much to love inside and out! 3parcels included

2113 Blake Avenue, Harrison Twp

$199,900

3 Beds ⋅ 2 Baths ⋅ 1896596 MLS

Opportunity awaits at 3801 Angus Lane! This 1957 ranch offers 1,508 sq ft of living space with 3 bedrooms, 2 full baths, a family room, and a desirable corner lot. The home needs some love and updating, but offers plenty of potential to make it your own. Bring your vision and creativity to restore this property and build equity. Great opportunity for an owner-occupant or investor seller is motivated. Must see!

3801 Angus Lane, Moraine

$63,900

3 Beds ⋅ 2 Baths ⋅ 1896540 MLS

Affordable opportunity awaits! Whether you're looking for a home to make your own or a property to add to your investment portfolio, this townhome is one you won't want to miss. Bring your vision and turn this property into something special. Great potential at an affordable price!

1962 Larkswood Drive, Dayton

$140,000

3 Beds ⋅ 2 Baths ⋅ 1896489 MLS

Welcome Home! This charming 3-bedroom, 2-full-bath ranch is situated on a desirable corner lot and offers comfortable living with plenty of space and possibilities. Once inside, you'll be greeted by a large, spacious living room, a well-sized kitchen with ample storage, and beautiful hardwood floors throughout the main level. The full semifinished basement offers even more flexibility, featuring an additional room, a bedroom space, and a full bathroom and a family room perfect for guests, a home office, recreation space, or additional living needs. Outside, enjoy the convenience of a detached 2-car garage and the added space that comes with a corner lot. This home has plenty to offer and is ready for its new owner to make it their own. Come see all the space and possibilities this home has to offer! Please allow 24-hour notice for all showings. Seller occupied with two small children.

3976 Montevideo Drive, Harrison Twp

$49,900

1 Beds ⋅ 1 Baths ⋅ 1896341 MLS

HANDYMAN SPECIAL / INVESTOR OPPORTUNITY! offers 1 bedroom, 1 bath, living room and separate dining room with plenty of potential. Property is being sold AS-IS and is ready for renovation. Located just steps from the Ronald McDonald House and convenient to area hospitals, downtown Dayton, shopping, dining and major roadways. Great opportunity for an investor, rehabber or buyer ready to bring this home back to life!

249 Air Street, Dayton

$180,000

3 Beds ⋅ 1 Baths ⋅ 1895949 MLS

WOW!!! Welcome home to 6146 Cruxten Drive in Huber Heights! This charming and move-in ready 3-bedroom, 1-bath ranch is ready for its new owners. Step inside and you'll find a comfortable, inviting home perfect for everyday living and entertaining. Updated features include laminate flooring, an upgraded bathroom and a whole home speaker system. Outside, enjoy the beautifully maintained, fully fenced backyard with storage shed offering plenty of space to relax, entertain, let the pets play, or enjoy summer cookouts with family and friends. Recent other updates include an updated electrical panel in 2026 and roof/gutters in 2020, giving you even more peace of mind. Conveniently located near Wright-Patterson Air Force Base with easy access to shopping, dining, and everything Huber Heights has to offer. Whether you're a first-time buyer, downsizing, or simply looking for a home that's ready to enjoy, this one checks the boxes. All that's left to do is make it yours. DON'T MISS THIS ONE!!

6146 Cruxten Drive, Huber Heights

$164,000

3 Beds ⋅ 1 Baths ⋅ 1896007 MLS

Welcome home to this 3-bedroom, 1-bath ranch offering comfortable, convenient one-level living! Step inside to find fresh neutral paint, an updated kitchen, and a spacious living room perfect for relaxing or entertaining. Enjoy the covered back porch, 2-car detached garage, and the carport for additional parking. Conveniently located in Harrison Township with easy access to shopping, Downtown Dayton, and I-75. Move right in and make this house your new home!

4053 Klepinger Road, Harrison Twp

$195,000

2 Beds ⋅ 1 Baths ⋅ 1895757 MLS

This classic two-story home offers comfortable living with two bedrooms and one full bathroom. An additional bonus room upstairs provides flexible space that can be used for storage, a nursery, home office, or other needs. Step outside to enjoy the spacious backyard, offering plenty of room for outdoor relaxation, entertaining, gardening, or play. With its traditional layout and versatile spaces, this home provides a solid foundation for making it your own.

1217 Eureka Drive, Kettering

$199,000

3 Beds ⋅ 2 Baths ⋅ 1895461 MLS

Looking for space, privacy, and a property with serious potential? The new roof replaced 2019, new siding 2019, HVAC 2010. This sprawling ranch may be the opportunity you've been searching for! Nestled in a neighborhood where community and safety matter, this home offers the kind of privacy and peace that's getting harder to find. The neighborhood-watch atmosphere adds another layer of comfort while the generous ranch layout gives you plenty of room to bring your vision to life. Now let's talk about the fun part... HANDYMAN SPECIAL! This one is ready for someone with imagination, tools, and a little ambition. Whether you're looking for your next project, an investment opportunity, or a home you can transform into something truly your own, there's plenty of potential here. Don't tell all your friends. Once they see the possibilities, you might have some competition!

5341 Highmeadow Lane, Harrison Twp

$194,900

2 Beds ⋅ 2 Baths ⋅ 1894634 MLS

FLASH SALE NOW LIVE - OCTOBER 10-October 13 ONLY! New construction in the beautiful The Landing community, featuring the stunning Kimbell design. This condo design offers 2 bedrooms and 2 full baths. This design showcases abundant natural light, creating an airy and inviting atmosphere throughout. The heart of this home is an open-concept kitchen that seamlessly connects to the family room perfect for everyday living and entertaining. The owner's suite serves as a comfortable retreat, featuring a spacious walk-in closet with extra storage for both practicality and convenience. This home combines modern functionality with elegant design, perfectly suited for those seeking smart, stylish living spaces.

480 Pilot Point, Vandalia

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity™ program of the Multiple Listing Service of Greater Cincinnati. Real estate listings held by brokerage firms other than our company are marked with the Broker Reciprocity™ logo (the small house as shown to the left) and detailed information about them includes the name of the listing brokers. This data is up-to-date as of . Copyright 2026, MLS of Greater Cincinnati, Inc. All rights reserved. Information deemed reliable but not guaranteed.