Wilmington Homes under $400,000

Welcome to Wilmington, Ohio – a charming city nestled in the heart of Clinton County, where small-town warmth meets the vibrancy of community spirit. Known for its picturesque landscapes and friendly neighborhoods, Wilmington offers a delightful blend of history, culture, and modern conveniences. With a rich heritage dating back to the early 1800s, this city is steeped in tradition while embracing the future with open arms.

Wilmington is not just a place to live; it’s a place to thrive. Residents enjoy a plethora of recreational opportunities, from exploring the scenic trails of the nearby Cowan Lake State Park to participating in local festivals that celebrate the community’s unique character. The downtown area is dotted with charming shops, cozy cafes, and a variety of dining options that cater to every palate. With excellent schools and a strong sense of community, Wilmington is an ideal location for families, young professionals, and retirees alike.

For those seeking their dream home without breaking the bank, Wilmington boasts an impressive selection of properties under $400,000. From quaint single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone. The real estate market here is not only affordable but also offers great value for your investment, making it an attractive option for first-time buyers and seasoned homeowners alike.

Discover the magic of Wilmington, where you can find your perfect home and become part of a welcoming community that feels like family. Come explore all that Wilmington has to offer – your new beginning awaits!

Newest Wilmington Homes under $400,000

$158,000

2 Beds ⋅ 1 Baths ⋅ 1896446 MLS

Charming 2 bedroom, 1 bath brick ranch conveniently located near the heart of downtown Wilmington. Enjoy relaxing on the cozy covered front porch or the covered back porch overlooking the spacious, fully fenced backyard with storage shed. Inside, the open living and dining areas provide a comfortable flow for everyday living and entertaining. The eat-in kitchen features warm wood cabinetry and plenty of space for casual dining. Two generously sized bedrooms and a full bath complete the convenient one-level floor plan. A wonderful opportunity with inviting indoor and outdoor spaces in a great location!

366 S South Street, Wilmington

$240,000

3 Beds ⋅ 2 Baths ⋅ 1896438 MLS

Welcome home to this charming, nearly fully remodeled property nestled in a cute neighborhood conveniently located near many local restaurants and grocery stores! The inviting family room features large built-in bookcases and a fireplace, creating a cozy gathering space with plenty of room to showcase your favorite books and decor. New carpet in the family room and bedrooms along with new flooring throughout the kitchen add a fresh feel, while new wooden kitchen cabinets and remodeled bathrooms bring updated style throughout. Enjoy a quiet morning coffee or unwind at the end of the day in the cozy sunroom. New windows and carpeting both include transferable warranties for added peace of mind. With thoughtful updates and welcoming spaces, this home is ready for its next chapter!

1040 Columbus Street, Wilmington

$329,000

2 Beds ⋅ 1 Baths ⋅ 1896064 MLS

Charming cedar shake home built in 1828; known to many as the cutest little home in town. Very private, this alluring home is just a short walk to the farmers market, Murphy Theatre, and the special aura of Downtown Wilmington. Home has original floors in living room and dining room... the home has many original doors, hardware, and gothic windows, which add to the charm. Very peaceful and gorgeous brick patio plus 16x24 building, once used as a studio and now for workshop and storage. For many of us, this home has historical significace as the lifelong residence of Helen McCoy, who started the Wilmington College Theatre. Welcome to this peaceful piece of paradise!!

221 N South Street, Wilmington

$289,900

3 Beds ⋅ 2 Baths ⋅ 1892559 MLS

Thoughtfully reimagined from the inside out, 105 Kentucky Ave offers a fresh take on effortless single-level living. This 3-bedroom, 2-bath ranch has undergone an extensive interior transformation, featuring new flooring, fresh paint, updated lighting, and a completely redesigned kitchen with a clean, modern finish. The well-planned layout feels bright, cohesive, and inviting, with every update working together to create a home that feels truly renewed. An attached garage adds everyday convenience, while the privacy-fenced backyard provides a tucked-away space for entertaining, pets, or quiet evenings outdoors. Newly completed landscaping enhances the curb appeal and puts the finishing touch on this beautifully refreshed Wilmington home. A polished, updated property where the work has already been donejust settle in and enjoy.

105 Kentucky Avenue, Wilmington

$195,000

2 Beds ⋅ 2 Baths ⋅ 1895439 MLS

One-level living and a location that keeps you close to everything! This adorable ranch offers an open floor plan with 2 bedrooms and 2 full baths. The owner's suite features a walk-in closet, private bath with walk-in shower, and a sliding door that opens directly to your private deck. The convenient laundry area includes a side entry with easy access to the off-street parking area. A large front yard adds even more outdoor space to enjoy. Tucked away while still offering quick access to State Route 68 and everything Wilmington has to offer, this home combines comfort, convenience, and easy everyday living!

44 A Street, Wilmington

$305,000

4 Beds ⋅ 3 Baths ⋅ 1895228 MLS

TWO STORY HONEY showing off living room, light and bright family area looking over wood deck and private rear lawn; also family room with attractive fireplace; upstairs shows off four bedrooms; also 2 1/2 baths; the most novel aspect of this spacious home is the contemporary cylinder elevator, which goes from the basement to the main floor to the second floor, a beautiful addition to anyone that may need support getting from one floor to another... so cool and iconic you don't even realize it's there; enjoy the ambiance of the brick deck; there's not a bad view from this lovely home !!

806 Kathryn Drive, Wilmington

$259,900

4 Beds ⋅ 1 Baths ⋅ 1895091 MLS

Move right in!! This stunning cape cod on an oversized 0.646-acre lot in Wilmington offers soaring 16ft ceilings, classic woodwork, vinyl plank flooring, beautiful windows that provide amazing natural light, a spacious great room w/an open living room & dining area, a large country kitchen, 1st-floor laundry, a detached 2-car garage, and an oversized asphalt driveway (2024). The beautiful yard offers plenty of room for entertaining and play! Newer roof and siding on the house and garage (2021), windows (2021), hot water heater (2021), and AC (2021). Great access to SR 22, restaurants, shopping, a hospital, schools, the Clinton County Fairgrounds, and much more!

694 W Main Street, Wilmington

$244,900

3 Beds ⋅ 2 Baths ⋅ 1894420 MLS

Welcome to the Sullivan plan at Creekview a charming ranch-style home designed to make the most of its 1,183 square feet. This thoughtfully planned layout offers 3 bedrooms, 2 bathrooms, and an included 1-car garage. Just inside the entry, two comfortable secondary bedrooms share a full bathroom, creating a convenient space for family, guests, or a home office. Continue into the heart of the home, where the open-concept kitchen and living area create an easy, welcoming flow for everyday living and entertaining. A dedicated laundry room and patio space add everyday convenience and outdoor enjoyment. Tucked privately at the back of the home, the primary suite offers a relaxing retreat with an en-suite bathroom and a generously sized walk-in closet.

1138 Theatre Drive, Wilmington

$379,900

3 Beds ⋅ 2 Baths ⋅ 1894113 MLS

Price improvement & motivated sellers! Completely updated from top to bottom, this stunning, move-in ready home offers true peace of mind with extensive major updates throughout. Inside, an intuitive open floor plan seamlessly connects the main living spaces. The light-filled entryway leads directly into a grand living room featuring high ceilings and a striking fireplace feature wall as its focal point. The living room opens right into the updated kitchen, complete with crisp cabinetry, new stainless appliances and counter seating perfect for everyday living and entertaining. Modern doors, continuous luxury flooring, and updated lighting give the entire home a cohesive, high-end feel. Beyond the cosmetic enhancements, major capital improvements give this home total functionality and efficiency, including new Simonton windows (2026), new exterior doors (2026), a new fence (2026), a fresh interior repaint, serviced mechanicals, and fully redesigned landscaping. Roof 2025.

585 Silverado Drive, Wilmington

$314,900

3 Beds ⋅ 2 Baths ⋅ 1893765 MLS

Scroll to the end to see what this home could look like this Fall! Located in the beautiful Warren Knolls subdivision, this inviting three bed, two full bath home offers 2,052 SQFT of comfortable living space, a thoughtful layout and plenty of charm. The main floor features the primary bedroom, a full bathroom and a flex room to be used as a home office, sitting room, or whatever you see fit! Upstairs, the second floor offers two additional bedrooms and another full bathroom, providing flexibility for family or guests. Thoughtful updates throughout make this home feel fresh and move-in ready, with improvements including fresh paint, new appliances, lighting fixtures, refreshed landscaping, and more! Step outside to enjoy the cute, fenced-in backyard perfect for relaxing, entertaining, or letting the little ones and four-legged friends enjoy some space of their own! The attached 2-car garage offers convenient year-round access and plenty of storage. Located close to Holmes Elementary.

1312 Ridge Road, Wilmington

$219,900

3 Beds ⋅ 1 Baths ⋅ 1893331 MLS

Charming home tucked on a quiet cul‑de‑sac and maintained in pristine condition. The spacious living room is filled with natural light and accented by elegant crown molding. The large kitchen features beautiful wood cabinetry and all the essentials you need. Generously sized bedrooms offer excellent closet space. Major updates include newer windows plus a new roof and gutter‑guard system installed in 2024. Step outside to an enormous fenced backyard with a patio and gorgeous mature shade treesperfect for relaxing or entertaining. The deep one‑car garage includes a workbench and abundant storage. A slice of heaven close to downtown, schools, restaurants, walking trails, and more. Schedule your showing today.

731 Crestview Drive, Wilmington

$229,500

3 Beds ⋅ 2 Baths ⋅ 1892872 MLS

Well-maintained ranch home on the outskirts of Wilmington, Ohio, offering 1,334 sq ft of comfortable single-level living. Built in 1978, this 3-bedroom, 2-bath home sits on a .203-acre lot. Enjoy a 2-car garage plus a wide driveway for additional parking, and a fenced backyard perfect for pets, play, or relaxing outdoors. Inside, you'll find new carpet, newer vinyl flooring, and fresh paint throughout, making this home truly move-in ready. Ideal as a starter home or for those looking to right-size, this property also comes with a one-year home warranty for added peace of mind. Wilmington is a thriving community with a great location, offering easy access to I-71 and a reasonable driving distance to both Cincinnati and Dayton. Don't miss this opportunityschedule your showing today!

1348 Westmoor Drive, Wilmington

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity™ program of the Multiple Listing Service of Greater Cincinnati. Real estate listings held by brokerage firms other than our company are marked with the Broker Reciprocity™ logo (the small house as shown to the left) and detailed information about them includes the name of the listing brokers. This data is up-to-date as of . Copyright 2026, MLS of Greater Cincinnati, Inc. All rights reserved. Information deemed reliable but not guaranteed.